Open Enrollment doesn’t need to be scary!

Open enrollment season is really scary for many employees!  Choosing their health insurance plan, calculating HSA and/or FSA contributions, and whether or not to choose dental or vision coverage is a burdensome task, and often approached with dread. Here are some...

Cadillac Tax Threatens FSA

Flexible Spending Accounts may be on the path to extinction unless the Cadillac tax is repealed. This comes after the Kaiser Family Foundation has weighed in on the issue with projections of the number of employer sponsored plans that would trigger the tax if they...

Overhaul of the 401K Landscape

We’re witnessing an overhaul of the 401K landscape. Employees are fighting (and winning!) against high fees, and there’s a new fiduciary standard on the way. These radical changes are a complete overhaul to the corporate retirement landscape. It’s...

Understanding benefits offered

Last week we discussed the divide between employee and employer expectations regarding financial security, and how benefit plans factor into that equation. Now it’s worth exploring the understanding of the benefits offered. As employers increase the number of...

Employees depend on workplace benefits

Employees depend on workplace benefits to provide financial security. Most employers, however, don’t feel ANY responsibility to help employees prepare financially for retirement. Those findings are according to the 3rd annual Guardian Workplace Benefits Study, and...

ACA reporting requirements employers should know

Here’s a conundrum: the best options for group health plans come with some additional reporting requirements. But that doesn’t mean the options cease to be viable. The Affordable Care Act added new employer reporting requirements under Internal Revenue Code Sections...

More Competition Helps Restrain Premiums

More Competition Helps Restrain Premiums In Federal Health Marketplace Brought to you by: http://kaiserhealthnews.org/ A surge in health insurer competition appears to be helping restrain premium increases in hundreds of counties next year, with prices dropping in...