Self Funding Advantages

Why Self-Funding makes sense for employers today
Approximate 9% state premium tax
Insurer’s risk charge
Insurer’s profit margin
State regulation and cost of mandated benefits – Federal rules subject to ERISA
State mandated benefits and associated costs
Insurer community filed rates determines your level of premium
No underwriting for health status in 2021
No lifetime limit on costs
No age banded premiums
Need Health Insurance? Contact Us For Help!
Request More Information